Overview

• Salary

  3,500 SGD ~ 8,000 SGD

• Industry

  -

• Job Description

  Our client is a premier financial services and consulting firm dedicated to helping businesses and individuals achieve their financial goals and drive business transformation. They are looking for a Business Development Manager (SME Loans).
  
  【Responsibilities】
  - Build and maintain relationships with small and medium-sized enterprise (SME) clients, understanding their financing needs and business objectives.
  - Act as the main point of contact for SME clients, addressing inquiries, concerns, and requests promptly and effectively.
  - Develop a deep understanding of clients' businesses, industries, and market dynamics to provide tailored financial solutions.
  - Source and identify new lending opportunities within the SME segment, including prospecting and lead generation activities.
  - Conduct comprehensive credit assessments and risk analyses for loan applicants, evaluating their creditworthiness, financial stability, and repayment capacity.
  - Structure and negotiate loan terms and conditions in accordance with lending policies, regulatory requirements, and risk management guidelines.
  - Manage a portfolio of SME loan accounts, monitoring loan performance, repayment behaviour, and compliance with loan agreements.
  - Proactively identify and address potential credit risks or delinquencies, implementing appropriate remedial actions as necessary.
  - Work closely with internal stakeholders, such as credit analysts and legal teams, to ensure timely and accurate loan documentation and processing.
  - Provide financial advisory services to SME clients, offering insights and recommendations on business growth strategies, cash flow management, and capital allocation.
  - Assist clients in preparing loan applications and supporting documentation, guiding them through the loan approval and disbursement process.