Business Development Manager (SME Loans)ID:36324

3,500 SGD ~ 8,000 SGDCentral6日 ago

概述

  • 薪资

    3,500 SGD ~ 8,000 SGD

  • 产业类别

    -

  • 工作内容

    Our client is a premier financial services and consulting firm dedicated to helping businesses and individuals achieve their financial goals and drive business transformation. They are looking for a Business Development Manager (SME Loans).

    【Responsibilities】
    - Build and maintain relationships with small and medium-sized enterprise (SME) clients, understanding their financing needs and business objectives.
    - Act as the main point of contact for SME clients, addressing inquiries, concerns, and requests promptly and effectively.
    - Develop a deep understanding of clients' businesses, industries, and market dynamics to provide tailored financial solutions.
    - Source and identify new lending opportunities within the SME segment, including prospecting and lead generation activities.
    - Conduct comprehensive credit assessments and risk analyses for loan applicants, evaluating their creditworthiness, financial stability, and repayment capacity.
    - Structure and negotiate loan terms and conditions in accordance with lending policies, regulatory requirements, and risk management guidelines.
    - Manage a portfolio of SME loan accounts, monitoring loan performance, repayment behaviour, and compliance with loan agreements.
    - Proactively identify and address potential credit risks or delinquencies, implementing appropriate remedial actions as necessary.
    - Work closely with internal stakeholders, such as credit analysts and legal teams, to ensure timely and accurate loan documentation and processing.
    - Provide financial advisory services to SME clients, offering insights and recommendations on business growth strategies, cash flow management, and capital allocation.
    - Assist clients in preparing loan applications and supporting documentation, guiding them through the loan approval and disbursement process.

资格

  • 应征条件

    【Requirements & Preferences】

    (Must)
    - Minimum 4 years experience in commercial banking, SME lending, or relationship management, with a focus on business development and credit analysis.
    - Demonstrated track record of successfully originating and managing SME loan portfolios, achieving lending targets, and mitigating credit risks.
    - Strong financial analysis skills, including the ability to evaluate business financial statements, assess credit risk factors, and perform cash flow modelling.
    - Familiarity with credit underwriting standards, loan structuring techniques, and risk mitigation strategies in the SME lending context.
    - Excellent communication and interpersonal skills, with the ability to build rapport with clients, understand their needs, and negotiate effectively.
    - Ability to convey complex financial concepts clearly and concisely, both verbally and in writing.
    - Strong networking skills and the ability to cultivate relationships with key stakeholders in the SME community, including business owners, industry associations, and referral partners.
    - Willingness to work a 5.5-day work week, including a half-day on Saturdays.

  • 英文

    -

  • 其他语言

    -

附加信息

  • 福利制度

    【What you will receive】
    - Variable Bonus (Based on company and individual performance)
    - Annual Leave: 14 days
    - Medical Leave
    - Monthly Commission Scheme

  • 工作时间

    11:30 ~ 19:30

  • 假日

    -

  • 职业类别